Specific Examples Of Real Savings From A Trusted Advisor

We have been helping businesses with the sometimes difficult decisions they have to make about benefits for over 20 years. We are also an employer and  face the same challenges as our clients in providing effective programs for my employees. What makes us qualified is a combination of years of experience, creativity and industry relationships. We could list the industry associations we are active in and tell you about the public speaking we’ve done and the business magazines that we’ve been quoted in. It might impress you, but what really count are results. And we produce them.

When we work with you we become your trusted advisor. We will educate my clients and give the all their options so they can make informed decisions.  And we will be there throughout the years to act as an advocate for your employees with claims disputes. We will also become a resource center for all related issues – legal, HR, payroll, etc

In addition, we refer our clients to our clients, so we bring you business. When was the last time a broker  brought you business?

To stay tuned in, we are active in the industry – sit on the board of industry associations, training future leaders, lobbying, heading committees representing small businesses, publishing

Here are some examples of our work:

A major US bank was stuck in an HMO with a carrier that would not give them information about their experience. No carrier would look at them without it.  By examining their utilization reports we were able to create the credible experience needed to move them to a better program, resulting in a first year savings of $1MM

A small construction company had never worked with a broker. The time it took employees to get claims paid was cutting into their productivity. In addition, the cost of the coverage was out of line with the market place. We cleaned up the outstanding claims, researched the market and because they had locations in more than one state, we were able to relocate their billing and save $38,000

A well known local bakery hadn’t seen the agent who sold them their coverage in years.  No one had told them about new plans or even looked at other carriers. By re-evaluating their coverage and researching carriers we saved them $13,000 in the first year and reduced their renewal by 5% in the second year

Saved an employee's life by getting approval for him to be admitted into a specialized psychiatric hospital when his therapist was concerned he would commit suicide that night if he didn't get into that facility