Medicare is a health insurance program for people age 65 and older, as well as those with certain disabilities who have qualified for Social Security or who have end-stage renal disease.


Switching from traditional health insurance to Medicare is something many seniors look forward to. Unfortunately, making the move can be a complicated and often frustrating experience. From knowing when to enroll to finding an affordable prescription plan that covers your medications, it takes an expert to understand the system and make sure you select the best combination of benefits.

Sorting through the Options

The Employee Benefits Advisors Group has the expertise and know-how to make Medicare work for you. We help seniors by educating them about their choices and exploring every option, including:


  • Original Medicare (Part A and Part B)

  • Medicare Advantage vs Medicare Supplemental Plans

  • Medicare Prescription Drug Plans

  • How your employer’s retiree coverage compares to a private plan.

Enrollment Basics

medicare open enrollment

We will also walk you through each step of the enrollment process. Here are some of the enrollment basics you need to know:


  • Your initial election period begins three months before you turn 65, includes the month you become 65, and the following three months or December 31st of that year.

  • You will be able to sign up for Parts A and B, and choose to enroll in Part D and either a Medicare Supplement or Medicare Advantage plan.

  • The annual Medicare open enrollment period is October 7 - December 15. This is the time when individuals can change plans.

  • During the annual dis-enrollment period from January 14 - February 14, individuals can cancel their enrollment in a plan and revert to original Medicare (Parts A and B).

  • Special enrollment periods are available for situations such as:

    • Loss of employer-based or union coverage

    • A Medicare Advantage or Medicare Supplement plan is terminating

    • Moving to a location that the current carrier’s plan doesn’t cover

medicar advantage plan

Need help understanding your Medicare choices? We can help you decide.